The hottest temperature ever recorded in Hawaii was a scorching 100 degrees fahrenheit. This was the temperature in Pahala, located towards the south of the island state, on May 27, 1931. Though typical temperatures for Hawaii are between 70 and 80 degrees, the state has been known to heat up a little more than usual once in a while.
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Don’t sweat the mortgage insurance cost. Mortgage insurance is extremely common for first-time buyers, and it’s often the fastest way to achieve homeownership and start building equity today, rather than waiting until you’ve saved up 20% — an unrealistic feat for many buyers. Plus, it only costs between 0.5% and 1% of your loan amount, annually. For the majority of homeowners, this amounts to no more than a couple hundred dollars a month. And with most loans, you can drop mortgage insurance when you reach 20% equity.
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